Shall we discuss the passive passive income apps? I think we should:
Nowadays, people constantly research extra income ideas and money-making hobbies that can increase their monthly budgets. Whether that is monetizing social media accounts, starting a graphic design business, or earning from an extra space like a rental property, the opportunities are there.
But isn’t it better to get extra cash without doing much or anything at all?
Most passive income applications will reward you for minimal effort. It might be hard to believe, but that’s a real possibility.
Today, I’ll show you 50 passive apps anyone should become familiar with for multiple reasons.
This article contains affiliate links: read my affiliate disclosure for further information.
Highest-Paying Passive Income Apps Without Investment
Top Passive Income Apps To Start Earning Extra Cash
1) S’Mores Lockscreen
There is a reason why S’Mores Lockscreen is the first entry on this list:
As the name suggests, S’Mores changes your phone’s lockscreen and earns you money by running an ad in the background. Using this awesome app won’t affect how you normally operate your mobile device.
The extra cash you can earn with S’Mores Lockscreen is not much: the app pays $0.10 for unlocking your screen. Your earnings will be paid out in the form of gift cards once they reach $1.
See Also: How To Find A Gift Card Exchange Kiosk Near You
2) Freecash
Why does Freecash deserve a spot in this collection of the best passive income apps? Here is why:
Freecash offers one of the easiest ways to earn extra money without effort. After all, this mobile app allows you to receive up to 30% of your referral’s earnings for life.
Additionally, Freecash will boost your bank account in other ways, including signing up for accounts, taking surveys, and downloading apps that pay real money.
3) Tapestri
Tapestri is a lesser-known app that allows its members to earn extra income with minimal effort:
Once you install Tapestri, the app will collect your anonymous location data. That data is an invaluable information source for corporations and business owners who aim to understand their consumer movement trajectories.
Data collection is all you should provide to earn through this passive app. Assuming you don’t mind sharing private information with Tapestri, the app is good news for anyone looking for new passive income sources.
4) Google Opinion Rewards
I doubt that Google Opinion Rewards needs a special introduction:
At this time, the app gives its users the opportunity to win various rewards (through the Google Play Credit) that they will receive after completing surveys on the app.
The biggest risk of using Google Opinion Rewards is logging into the app and not finding available surveys each day. Still, that won’t take a lot of time, which means downloading the application is worth it!
5) EarnKaro
It may be hard to believe, but EarnKaro will earn you passive money through affiliate marketing. How does this work?
Affiliate marketing is the process of earning commissions through recommending products or services. EarnKaro takes this concept to an entirely different level:
Each EarnKaro user receives a referral link they can share with family and friends. Posting about shopping deals will give you the opportunity to earn affiliate commissions when someone completes a purchase through your EarnKaro link.
6) MobileXpression
MobileXpression is a popular entry on any list of passive income apps. That’s not a coincidence:
Users of this application can earn rewards by sharing their data for market research purposes. Don’t expect to do anything else.
At this time, Mobile Xpression doesn’t provide the opportunity to earn real cash in your PayPal account. Instead, the app offers Amazon gift cards as a reward for your participation.
See Also: How To Earn From Market Research With Respondent
7) Pogo
An alternative app that allows you to earn real cash for sharing data is Pogo. How does Pogo work?
Pogo is a great app that works in the background once you install it on your mobile device. You must download the application, enable the location permission option, and link an account.
Then, you’ll see earnings in your Pogo account with no extra effort on your part. While the cash flow coming from Pogo won’t be impressive, any earnings you receive will be free money.
8) Nielsen Mobile & Computer Panel
There are two ways anyone with access to an internet connection can benefit from Nielsen Mobile & Computer Panel:
Firstly, you can register your computer in this panel to enter the run of monthly sweepstakes. Secondly, registering your mobile device with Nielsen is a simple way to earn $50 each year.
As you can see, there is no downside to establishing a passive income stream through the Nielsen app!
9) National Consumer Panel
All new users joining the National Consumer Panel will receive points just for signing up and creating an account. But that’s not all:
On the contrary, the National Consumer Panel provides one of the best ways to earn various cash prizes and rewards. How can you take advantage of that?
In short, the application earns you money by sharing your opinions and shopping data. Additionally, you can boost your earnings by taking surveys and scanning the barcodes of the items you purchase weekly.
10) CashKaro
Do you want to get paid to shop? Hopefully, you do, considering CashKaro is one of the passive income apps that specializes in that.
So, install the application, select your favorite store, and do your online shopping as you normally would. Any cashback you collect will get to your CashKaro wallet after completing your purchases.
CashKaro works with many partner companies, including Amazon and Flipkart.
See Also: Step-By-Step Guide To Becoming A Mystery Shopper
11) Pawns.app
Honestly, I’m not sure why the Pawns app is not more popular already:
It’s one thing that the application will give you $3 sign-up bonus as soon as you get it. However, earning extra money in your free time by completing surveys and referring new members makes Pawns one of the best money-making apps available today.
Feel free to withdraw your earnings once they reach $5, which won’t require much time!
12) Drop
Are you still researching suitable passive income ideas? You can stop the search now:
Drop is one of the top cashback apps that saves you money while shopping at your favorite stores. It’s one of the best apps you can get to reduce your shopping expenses with little effort.
These days, Drop provides its members with points they can later redeem for gift cards. Additional ways to earn through the app are playing mobile games and answering surveys.
See Also: Best Apps That Pay You To Play Games
13) Honeygain
Honegain offers a great way to monetize your unused internet bandwidth. Here is how that works:
Install the application, pick a data level, and begin the earning process. Having Honeygain running on multiple devices will double your earnings.
Withdrawals are available once you reach $20.
14) Turo
Turo is probably the last name that comes to mind when deciding on passive income apps to install. But it shouldn’t be:
As one of the largest car-rental marketplaces in the United States, this online platform and its mobile app will enable you to earn passively by renting out your vehicle. You’re the one to pick a daily pay rate and manage the reservations.
Choosing higher rates when allowing others to use your car is an easy way to increase your passive income.
See Also: Best Companies That Will Pay You To Advertise On Your Car
15) M1 Finance
Let’s talk about creating your investment portfolio or diversifying it further if you have one already:
M1 Finance is the perfect app for beginner investors, because using it doesn’t require prior knowledge or special skills. After all, this investing platform allows you to pick your investments and use the no-fee robo advisor each time you need guidance.
The best part about M1 Finance is that you don’t have to pay management or trading fees.
16) Arrived
Shall we talk about real estate investments? I think we should:
Arrived stands out among the different networks you can use to earn passively through investing in real estate. That platform helps its members to buy shares of properties that already generate income and does all the work on their behalf.
You don’t need a lot of money to take advantage of this opportunity: putting $100 in your Arrived account is enough to get you started.
17) Robinhood
Robinhood takes a pride position on any list of best passive income apps, and there is a reason for that:
Stock market trading is one of the top passive ways to earn money while you sleep. The Robinhood app is the perfect platform for anyone to buy and sell stocks without commission fees.
More importantly, Robinhood will fill your account with free stocks worth up to $200 as soon as you install the app on your mobile device.
18) Betterment
Why should you care to learn more about an investment app like Betterment? There are plenty of reasons I can point out:
Investing through Betterment doesn’t come with much risk for you, considering the platform offers pre-built portfolios for beginner investors. Even more, Betterment will work just as well if your goal is to save as much money as possible.
Nowadays, the platform is well-known for its tax tools you can use to reduce your expenses and maximize your earnings while investing.
19) Fundrise
Another application that allows you to invest in real estate is Fundrise. Its $10 sign-up bonus is not the only attraction for young adults and older individuals ready to start investing:
Contrary to popular belief, you don’t have to max out your credit card to make your first real estate investment possible. Platforms like Fundrise welcome investors from all income-generating levels.
So far, Fundrise has stood the test of time and continues to go strong. Joining it to begin investing is a great idea.
20) Passive App
As the name suggests, the Passive App will earn you money without any work or effort:
Each user who installs the application will get paid for their unused internet bandwidth. With that said, here is the twist about using the app:
Your earnings depend on how much data and traffic you contribute to the Passive App. Adding more than one device with a separate IP address to your account will increase your income.
21) Worthy Bonds
Quite frankly, Worthy Bonds is the most unique application among the different apps that earn you money passively:
Once you purchase bonds through the app, the sales will loan some money to small businesses. After the investment develops, you will receive your cash plus 5% interest.
A large upfront investment is not necessary to use the app. On the contrary, Worthy Bonds allows you to start investing with as little as $10.
22) Survey Junkie
I think we can all agree that Survey Junkie doesn’t need any formal introduction. After all, the platform is one of the most popular survey sites available to worldwide users.
Completing surveys for money requires some work, though. Then, why is Survey Junkie on this list of best passive income apps?
Survey Junkie is here because the website has a new feature, Surf to Earn. That feature helps you earn cash passively by sharing your online activities.
23) Swagbucks
Swagbucks can earn you money in various ways, such as:
- Online shopping
- Watching YouTube videos, TV trailers, and even Netflix
- Playing games
- Taking surveys
- Searching the web
Users get points, which they can redeem for PayPal cash or gift cards. An alternative platform that operates similarly is PrizeRebel (you can read all about it by visiting my PrizeRebel review).
See Also: How To Make Money On Swagbucks
24) Mistplay
Isn’t it time for an Android app that exists for the sole purpose of helping users earn cash by playing games on their phones?
It might be hard to believe, but playing a variety of fun games is all you must do to benefit from Mistplay. And what’s in it for you besides a fun time?
Mistplay offers gift cards and free PayPal cash in exchange for your participation.
25) InboxDollars
The multiple opportunities to earn money from home through InboxDollars are not surprising to anyone reading this article:
InboxDollars can’t replace the full-time income you earn through a lucrative work-at-home job or nine-to-five gig. However, the site will add some extra volume to your monthly earnings.
Pick any of the earning activities you’ll find inside InboxDollars or decide to do more than one: the choice is up to you!
26) Earny
Earny will probably become your favorite among the passive income apps for many reasons:
Firstly, the app will help you earn rewards while shopping online. Buying your everyday purchases through Earny earns you tickets that can be used to enter sweepstakes, which offer prizes such as gift cards, a prepaid Visa debit card, or cash.
Secondly, the application will notify you when the prices of certain products drop: acting on that notification will save you money.
27) Acorns
Shall we discuss a micro-investing app? Such an app is Acorns:
Acorns takes the spare change from your purchases and invests it in exchange-traded funds on your behalf. That’s far from everything the application can do to help you achieve your investing goals:
Using Acorns is an easy way to generate long-term wealth, become familiar with diversified investing portfolios, and benefit from various earning methods.
28) Rakuten
Rakuten is one of the most popular cashback apps available to consumers and online shoppers.
Getting started with Rakuten is simple: you just need to create a free account and shop for your favorite items as you normally would. There is an app, a browser extension, and a website as shopping options.
Payments are available via PayPal and checks.
29) Dosh
Dosh is another app that allows you to purchase items at a lower price through cashback. That app operates just as well when booking hotels or dining out at restaurants.
Nowadays, Dosh’s network of partners is enormous: not taking advantage of that is leaving money on the table!
Don’t hesitate to withdraw your earnings once they reach $15.
30) Collectable
As the name suggests, Collectable is all about earning money through collectables and memorabilia:
Anyone trusting Collectable can trade, buy, and sell rare sports items. Jerseys and sports cards are typical products you can rely on to earn you passive income.
Collectable is the most unique entry on this list of passive income apps. Ten dollars is enough to get you started on the app.
31) Public
Public is more than an ordinary investing app:
That application can recommend stocks, funds, and other assets you can invest in as a beginner. Moreover, the app helps its users track and grow their investments.
Overall, Public is one of the top investment apps for anyone who needs financial guidance and support.
32) Capital One Shopping
What does Capital One Shopping do? That’s an easy question to answer:
Capital One Shopping applies coupons and discounts before checkout each time you shop. Naturally, the application will save you money.
Once you’ve been using Capital One Shopping for a while, the app will begin to offer you personalized deals.
33) Ibotta
Do you want cashback each time you shop? Hopefully, you do, because getting you cashback is what Ibotta does best:
Shopping at thousands of retailers through Ibotta means money back and rewards. Who would say no to that?
Additionally, you can increase your Ibotta earnings by referring friends and loved ones to the app.
34) Google Pay
How can Google Pay benefit you? Here is how:
Google Pay is a popular online payment application. Referring others to it will earn you money passively, but that’s not all you should care about:
You’ll become eligible for vouchers, cashback offers, and various rewards after using the app for a while.
35) Current
Many valuable passive income apps operate these days, and Current is one of them:
Are you in the market for high-yield savings accounts? Those who decide to open one with Current will get 4% bonus on $6,000 worth of savings.
There is no need to worry about monthly fees: such don’t exist when using Current.
36) Coupert
Quite frankly, no other passive app operates as well as Coupert:
Coupert finds coupons automatically to save you money when shopping. It also tracks the amount of cash back you’re due without requiring you to upload receipts.
A balance of ten dollars in your Coupert account is all you need to initiate a withdrawal.
37) HealthyWage
Shall we continue with apps that pay you to walk?
HealthyWage is a popular app that pays you for walking and exercising. What makes it the best choice is the opportunity to earn up to $10,000.
Of course, getting this amount will only happen if you bet on a weight loss goal and win!
See Also: How To Get Paid For Losing Weight
38) Sweatcoin
Sweatcoin is an alternative app that offers cash and rewards for staying fit.
This application accumulates points in the background while you’re taking your daily steps. Earning those points begins as soon as you download the app and go on your walk.
The more you move, the more points you can earn with Sweatcoin.
39) Outdoorsy
What is Outdoorsy and how does it work?
Outdoorsy allows you to rent your RV. Uploading high-quality photos and a fair pay rate will help you find clients fast.
Renting an additional space (like your RV) through Outdoorsy will earn you up to 80% of the booking price.
40) Mobile Performance Meter
Have you heard about Mobile Performance Meter? If you haven’t, now is the time to become familiar with this application:
Installing the Mobile Performance Meter allows the app to collect data about your device’s connectivity to wireless networks. That will earn you up to $0.30 daily.
Unfortunately, the application is only available to Android users.
41) Mode Earn
Can we combine passive income apps with the opportunity to earn while listening to music?
Mode Earn can do that: the app will earn you money for enjoying music tracks from new radio stations, playing games, and watching videos.
Withdrawals are possible when you have at least $1 in your Mode Earn account.
42) Masterworks
By all counts, Masterworks is a unique passive application:
Masterworks is an app you can use to invest in shares of famous artworks. Does this sound like something you might be interested in?
Investing in art is not a brand-new way to create a passive income stream: people have been doing it for ages!
43) Neighbor
I doubt that most of you are unfamiliar with Neighbor:
Neighbor deals with rental properties. More specifically, the app allows you to earn passive income by renting out unused storage space to others.
Garages, driveways, and basements are spaces you can rent through Neighbor.
44) OnMyWay
No other passive income app on this list works quite like OnMyWay:
OnMyWay offers money to users for each mile they drive without touching their mobile devices. It’s all about keeping you safe when you’re behind the wheel.
How much money can you earn with this app? That depends on the miles you have driven.
45) SavvyConnect
Similar to many passive income apps listed above, SavvyConnect will pay you for data collection.
Once you install SavvyConnect, the app will operate in the background, collecting data about your internet usage and browsing activities.
Market research companies will use that information as they see fit, and you’ll earn rewards without any effort.
46) Fetch
Fetch is a popular app that rewards its users with cashback for their shopping.
You must do a bit to benefit from this application:
The earning process with Fetch requires scanning your shopping receipts. Currently, Fetch offers gift cards as rewards.
47) Coin App
Are you willing to share your travel data? Hopefully, you are:
The Coin App allows you to earn digital assets (COINS) each time you explore new locations.
Assuming some of you travel on occasion, the Coin app will be a great choice.
See Also: How To Get Paid To Travel
48) Money SMS App
How about an opportunity to earn cash through texting?
Money SMS App lets you boost your income by receiving text messages. Those messages will come from telecom companies that need to ensure that their SMS delivery systems work properly.
You’ll earn money per message. While your earnings won’t be much, they are still cash you can get without working.
49) Instacart
Do you often find yourself in a position where you must find time to pick up groceries?
Since you’ll be doing that anyway, why not get paid for helping others with the same task?
Instacart pays you for delivering groceries to others. Isn’t that one of the best side hustles, considering it doesn’t require extra effort or time on your part?
50) Fluz
My last entry today will be Fluz:
Fluz offers cashback for your everyday purchases. The app pays through gift cards from various retailers.
Feel free to increase your Fluz earnings by utilizing the platform’s referral program.
How Do Passive Income Apps Work?
Typically, most passive income applications belong to one of the following categories:
- Cashback apps (Earn money, rewards, or gift cards through shopping)
- Investing apps (Increase your income through micro-investing)
- Data collection apps (Provide your data in exchange for cash)
- Task apps (Get paid for performing tasks)
Tips And Ideas When Using These Apps
How can you maximize your earnings when using passive income apps? I suggest following these strategies:
- Use Multiple Apps: Why should you earn from one passive income application when you can benefit from many?
- Avoid VPN: Most companies forbid the usage of VPN when earning through passive apps.
- Diversify Your Earnings: If an app pays you for data collection or online shopping, is there a reason not to use its referral program as well?
- Bet on Automated Apps: Applications that pay you for minimal or no effort are the best choices.
My Closing
Did you enjoy my take on the best passive income apps?
Which one is your favorite? Do you plan to use multiple applications to double your earnings?
Share your thoughts in the comments section you see below!
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