What should you know about the best cash back apps available to users worldwide? There is much to learn about them:
All legitimate cash back apps allow you to earn money for everyday activities. Such activities are in-store or online shopping, dining out, fueling your car, and many others.
The best cashback sites offer multiple payment methods, including PayPal cash, bank transfers, vouchers, and gift cards. You don’t need a SEC-registered investment adviser to help you secure and receive your earnings!
Today, I’ll introduce you to 40 free cashback apps you can download to save money and receive cash for your purchases.
This post contains affiliate links – see my affiliate disclosure for further info.
Table of Contents
Best Cash Back Apps To Earn Cash And Save Money
1) Rakuten
Undoubtedly, Rakuten is one of the most popular cash back apps for in-store and online shoppers. Formerly known as Ebates, Rakuten allows you to receive cash back on your everyday purchases at stores like Target, Walmart, and Home Depot.
Anyone can create a free account to receive free money through the Rakuten app or its browser extension. Once you become a user, expect up to 10% cash back on eligible purchases made at your favorite stores.
Finding the best deals with Rakuten is a breeze because its user-friendly interface makes the process as simple as possible. Linking your credit or debit card is a great way to get cash back when shopping in-store.
See Also: Top Ways To Get Free PayPal Cash
2) JamDoughnut
JamDoughnut is a lesser-known option for receiving real cash when spending money at restaurants, supermarkets, and grocery stores. Shopping through this free app allows you to get up to 20% cash back.
You’ll receive points each time you shop while using the app. Once you accumulate 1,000 points, you can convert them into gift cards or money that will go straight into your bank account.
Choosing the latter option means paying a transfer fee. However, your possible loss of earnings won’t be much.
3) InboxDollars
InboxDollars doesn’t need a formal introduction. After all, the company is one of the best cash back apps available to users worldwide.
Creating an InboxDollars account means receiving a sign-up bonus. Feel free to indulge in online shopping at your favorite brands to secure cash back.
Alternative ways to earn via InboxDollars are playing games, watching videos, and taking online surveys in your spare time. Anyone will be able to withdraw their earnings once they reach $30.
See Also: 40 Apps That Will Pay You To Play Games
4) Ibotta
Ibotta is a well-known mobile app that millions rely on to receive cash back on their in-store and online purchases. Download the free Ibotta app, shop at popular retailers, upload your receipt (or link your loyalty card), and watch the cash back arrive at your account in 48 hours.
Contrary to popular belief, buying groceries is not the only option to receive extra cash while shopping. Other listing categories you can benefit from are clothes and dining out.
At the time of this writing, the average Ibotta saver gets around $30 in cash back each month.
5) TopCashBack
By all means, Top Cash Back is one of the easiest apps you can use when purchasing everyday items:
Log in to the app and search for your favorite retailer. Assuming a cashback is available, click on the link to visit that retailer and complete your purchase.
You can shop at many popular brands through TopCashBack. Unfortunately, this application won’t earn you money immediately, and receiving your cashback might take some time.
6) CashKaro
Does CashKaro deserve a spot on the list of best cash apps nowadays? I think it does:
In my opinion, making your holiday shopping happen while on the app is not a bad idea. After all, CashKaro equals exclusive offers, coupon codes, and discounts that can bring you almost unlimited cash.
Don’t hesitate to browse through a wide range of offers until you find a better price and receive up to 90% off your dream product.
7) GreenJinn
Groceries get more expensive as we speak: that’s the reality we all must live through. So, how about an app that allows you to save money when buying your favorite vegetables and fruits?
GreenJinn is a money-saving app you can use for online and in-store purchases. Carrots, mushrooms, and other healthy foods will become more affordable if you buy them through the app.
So, select any of the available coupons while doing your weekly shopping. Then, upload your receipt to GreenJinn and see your cashback arrive in your bank or PayPal account.
8) PhonePe
Chances are, most of you see the name PhonePe for the first time. That app doesn’t have the recognition it deserves yet:
PhonePe might be the easiest way to pay your bills, transfer money, and shop while receiving plenty of cash rewards.
Wait, there is more: the application provides different ways to invest or lend money. Not just one payment method is available when using the app for illustrative purposes.
9) Airtime Rewards
Airtime Rewards is one of those cashback apps that allow you to earn passive income. Why is that?
Once you download the application from the App Store or Google Play, link your Visa or Mastercard, and start shopping at over 200 partner stores. A cashback will become yours automatically each time you spend money.
Typically, Airtime offers between 1% and 5% cashback on your purchases.
See Also: 23 Ways To Earn Money While Sleeping
10) Magicpin
Magicpin will boost your savings in different ways (shopping at certain stores, visiting restaurants, and engaging in entertainment activities). That food delivery app has a lot to offer to its users:
Members earn points, which they can later redeem for cashback and gift vouchers. The more extra points you accumulate, the more money you can earn through the app.
11) Shopmium
Shopmium should be higher on my list of best cash back apps when I think about it:
Anyone using this app can benefit in various ways, including using a discount when shopping, securing a special offer, and even receiving a product for free.
To clarify, Shopmium offers cashback on everyday purchases in nearby stores or online. Withdrawing your earnings requires more than a few business hours (you can usually receive them in two days).
12) Google Pay
Is there anyone unfamiliar with the Google Pay app? Let me introduce it just in case:
Google Pay is a secure payment application that millions use to receive cashback while completing money transfers or online shopping. It’s one of your best options if you want cashback on eligible purchases.
13) Fetch Rewards
Fetch is one of the rebate apps that doesn’t provide free PayPal cash for your shopping. Instead, users receive points that can be converted into gift cards.
How does Fetch work? That is easy to answer:
Upload a photo of your receipt to the app, and watch the points arrive in your account. Feel free to request a gift card once you have $3 worth of points.
See Also: How To Find A Gift Card Exchange Kiosk Near You
14) Swagbucks
Swagbucks is incredibly easy to use: you can add it to your web browser and earn cash back on your purchases.
Being a Swagbucks member is a good deal by all counts:
That platform is ideal for users who want to boost their earnings by watching videos, playing games, and completing surveys. Learn the best way to benefit from the site’s free browser extension (and much more) from my Swagbucks review.
15) Upside
Upside is one of the best cash apps that allows you to earn money each time you fuel your vehicle. People can see available gas stations and restaurants once they get the app.
As you can see, dining out, adding gas to your car, and shopping at many stores can bring PayPal cash, a direct bank transfer, or gift cards.
What about cash back on groceries? It may be hard to believe, but Upside can give you up to 30% cash back when purchasing everyday products.
16) Dosh
Quite frankly, Dosh is one of my favorite entries on that list because you don’t have to do much to earn money while using it:
Dosh will automatically add cash back to your account once you link a credit or debit card: the credit card pros can relax, considering the application does almost everything for you.
There is no need to scan receipts or enter promo codes when using Dosh. The minimum withdrawal amount is $15.
17) RetailMeNot
Chances are, most of you stumble upon the name RetailMeNot for the first time. While the application is not the most popular money-saving app, learning more about it is worth your time:
RetailMeNot reduces your shopping expenditures by providing you with coupon codes. Venmo and PayPal are the two payment options available to members.
18) CoinOut
Are you familiar with the best thing about CoinOut? No need to wonder since I’m about to tell you:
You don’t need to shop at a specific store to earn cash back with this app. CoinOut is a receipt-scanning app that allows you to upload a receipt from any store in the United States to receive cash rewards.
19) Shopkick
Do you want some kicks? Hopefully, you do, considering they are coming once you start using Shopkick:
Shopkick offers points known as kicks for simple activities, including visiting stores or scanning barcodes. Once you accumulate enough points, you can convert them for gift cards.
20) Receipt Hog
Does Receipt Hog deserve a spot on any list of best cash back apps? I’ll let you decide that for yourself:
Receipt Hog makes the whole shopping experience to get cash back more entertaining than usual. The app achieves that by providing you with welcome offers, bonuses, sweepstakes, and slot spins.
21) MyPoints
I doubt this is the first time reading about MyPoints:
MyPoints offers one of the best ways to earn money by shopping. Nowadays, the app allows you to earn up to 40% cashback on your purchases.
Additionally, MyPoints offers a welcome bonus for signing up: expect to receive $2 once you create an account.
22) Drop
How does Drop work? Here is a simple explanation to give you an idea:
Drop earns you cash back by linking your credit or debit card with the app before you start shopping. Users receive points, which they can later redeem for cash rewards.
23) Honey
Honey operates differently from the rest of the entries on my list of best cash back apps:
To clarify, Heney doesn’t offer cashback. Instead, this free browser extension helps you find discount codes that will save you money each time you shop online.
It’s worth mentioning that Honey tracks the product’s prices and offers suggestions regarding the wait period until those prices drop.
24) Fluz
Fluz is a lesser-known application that more people should become familiar with as soon as possible:
Firstly, Fluz offers up to 40% cashback on your shopping for everyday essentials. Secondly, a diverse range of experts work behind the app to provide you with various financial products to assist you with earning, saving, and managing your money.
Overall, Fluz is more of a financial institution and service provider than a rebate app. Do yourself a favor and visit the site to receive answers to all your money questions about advisory accounts and other investment objectives.
25) Capital One Shopping
How does Capital One Shopping save you money while you shop? Here is how:
That browser extension finds coupons for you to use at checkout, helping to reduce your spending. Is there someone who would say no to that?
26) Checkout 51
The Checkout 51 app is available for free download. Why should you take advantage of that?
Checkout 51 will save you cash when you spend it on groceries or gas. Additionally, the app provides access to offers and deals (these might be available for a limited time).
27) Receipt Pal
Who is ready for some amazing rewards? Hopefully, you are, considering Receipt Pal has plenty of those:
Prepare to receive points each time you scan receipts and upload them to the app. Shopping at popular retailers like Old Navy and Best Buy will earn you points, which you can convert to gift cards.
28) Be Frugal
Be Frugal advertises itself as the number one site where you can earn money in various ways, including playing games, watching videos, and completing surveys.
Does this make it one of the best cash back apps for worldwide users? My answer would be yes!
29) Pei
Pei will not ask you to scan receipts and upload them to the app. Instead, that application will earn you cash back if you complete purchases after you link a credit or debit card.
Payments are available through PayPal and gift cards.
30) TruNow
TruNow is another app that will reduce your spending on gas stations. There is one downside, though:
At the time of this writing, TruNow is only available in the United States.
31) Paribus
Undoubtedly, Paribus is the most intriguing entry on this list of best cash back apps:
To sum up, Paribus tracks price changes and secures refunds when those prices drop after you’ve completed a purchase. The app will also bring your refunds for later deliveries.
32) Upromise
Are there any students looking for ways to earn money in college? Upromise will be the perfect app for you:
Upromise is an application that won’t give you the cash back you earn through your purchases. Instead, the app will transfer these earnings into a college savings plan.
Related Read:
33) Dineout
As you can guess, Dineout is an app that offers cash back on your restaurant bills when you dine out. What else should you know about it?
Dineout allows its users to discover great deals, exclusive offers, and discounts in nearby restaurants and stores. People using this app earn points, which they can later redeem for cash back and gift vouchers.
34) MobiKwik
Quite frankly, MobiKwik is the most unusual entry on this list of best cash back apps:
MobiKwik is a digital wallet application offering cash back on online purchases, insurance, and bill payments. Of course, you must add money to your wallet before you can benefit from all its perks.
35) Paytm
Paytm is an alternative digital wallet app that works similarly to MobiKwik:
That app is a great tool to save money when shopping online or in-store. More importantly, its frequent cash back offers will increase your earnings and boost your savings effortlessly this holiday season (and during the months after that!).
36) Holiday Hustle
Your search for the latest Holiday Hustle offer as an independent app will bring you to a dead end, considering the opportunity comes from Ibotta:
Ibotta runs a weekly holiday hustle offer you can benefit from. In other words, you can receive cash back on eligible holiday hustle items.
37) Nearby
Is there anything in particular that makes Nearby special? I think there is:
Nearby is an app you can download to receive cash back on local shopping or wellness services. Can you think of a better way to get paid for working out or receiving spa treatments?
38) Freecharge
Here is what Freecharge can do for you:
Freecharge provides rewards, such as cash back and vouchers, to users who use the app for paying bills or mobile recharges.
39) Atomic Invest LLC
Generally, opening an Atomic account is more about saving money than earning it:
I suggest learning more about Atomic Brokerage LLC if you are interested in becoming familiar with terms like open investment, investing account, and free cash interest.
40) CRED
CRED is an app that offers points consumers can exchange for various rewards.
That app is an excellent option for anyone who has the habit of paying their bills without delays.
What Are Cash Back Apps?
I’ve spent some time covering the best cash back apps in the content above. However, I haven’t explained what cash back apps are until now:
Cash back apps are applications you can install on your mobile device. Those applications aim to reduce your spending when you shop online or in-store.
In other words, cash back apps will pay you when you purchase certain products in select shops.
How Do Cash Back Apps Work?
Chances are, none of you will be surprised by the following explanation:
The retailers pay money to the cash back apps to send them as many clients as possible. Once you purchase a product, the retailer sends a commission to the cash back app, and that app gives you a percentage as well.
It’s a win-win situation for all parties involved: retailers get more customers, the cash back apps earn money, and so do you!
You can benefit from such an opportunity by downloading a cash back app of your choice and creating a free account by providing your name and email address. Each legitimate application has a strict data privacy policy: your personal or financial information will be safe.
Best Cash Back Apps FAQs
Which App Gives The Best Cash Back?
- Rakute
- Ibotta
- Capital One Shopping
- Swagbucks
- Fetch Rewards
Which Cashback App Is The Best Overall?
- Receipt Hog
- Upromise
- Honey
- Upside
- RetailMeNot
Are Cash Back Apps Real?
Yes, many cashback apps are legitimate earning opportunities people can use to receive free money, gift cards, and other rewards.
What’s The Best Cashback Site?
- MyPoints
- Drop
- TopCashBack
- Rakuten
- Checkout 51
- Shopkick
My Closing
Do you like my list of the best cash back apps offering free cash and other rewards? I hope you do:
Each of these applications will help you save money, spend less on your shopping, and earn extra cash you can use in different areas of your life.
Which one is your favorite? Will you use multiple automatic cashback apps?
Let me know in the comments section below!
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