Are you ready to enter the world of financial independence and security? The best investment apps available these days will allow you to do that.
Using investment apps is one of the easiest ways to start building and managing your portfolio. After all, your future wealth will not appear out of the blue on its own:
You’ll have to be the one to take the necessary steps in the right direction. And what would that direction be?
How about buying stocks, enriching your portfolios, and constantly improving your investment strategies while paying the lowest fees possible?
In this article, you’ll see some of the top investment apps anyone should use to reach their financial goals and live a worry-free life.
I suggest making some time in your day:
Going through these investing apps, becoming familiar with their unique features, and learning how to make the best of them is not something you can accomplish in an hour.
Let’s get to it without wasting any time, shall we?
Best Investment Apps For Beginners
What To Look For In An Investment App
- Educational Resources: Good apps should offer tutorials, articles, and even simulated practice trading (like paper trading) to help first-time investors.
- Help and Assistance: Constant access to customer support and advisory services is a must.
- Safety and Security: Choose an investment app that protects your personal information through two-factor authentication and other safety protocols.
- Research and Market Analysis: Charting tools and real-time data are something you should expect from all investing and trading platforms.
- Automation and Robo-Advisor Options: The main point of opening brokerage accounts or learning what an index fund is is to build a passive income source. So, go for the best investment apps with robo-advisor options to ease your workflow.
- Low Fees: Not all main asset classes (stocks and bonds) have low fees. I would focus on the best stock trading apps that offer commission-free trades if I were you!
- Ease of Use: Newbie investors should always pick apps with a user-friendly interface that makes navigating as simple as possible.
Best Investment Apps To Make Money Fast
1) Robinhood

Typically, the investment app Robinhood tops most lists of the best investing apps. There is a logic and reason behind that:
Firstly, Robinhood is probably the simplest application to use once you decide to join the industry of buying and selling stocks. Its user-friendly interface makes it the perfect choice for beginners.
Secondly, the app allows new investors to begin building a diversified portfolio with no minimum balance. In other words, Robinhood is an excellent choice if what you’re looking for is a commission-free trading app.
Make room for the Robinhood app in your financial planning and investment strategy:
The app’s trading features can do wonders when investing in stocks, options, ETFs, or cryptocurrencies. Unfortunately, Robinhood doesn’t offer mutual funds and bonds yet.
Overall, the app is the better choice to meet your financial needs. Still, beginner investors should learn more than just the basics before downloading it from the App Store.
2) Change
Are there any European traders reading? Hopefully, there are, considering the next entry on my list of the best investment apps will serve them well:
Change has many advantages for investors living outside of the United States. Let’s take a closer look at some basic information about it, shall we?
Generally, the Change app is popular with its low fees and ease of use. You can start investing and trading in minutes after creating an account.
Downloading the app is a good idea since you can start trading with only $10 in your balance.
See Also: Top Ways To Earn $10 Daily
3) Betterment
Investing is all about building a passive income stream. Is there anything better than doing that automatically?
Investors interested in robo portfolios should pay extra attention to this app:
Betterment offers the most popular types of accounts, such as
- An individual retirement account
- Automated investing
- High-yield cash
While you can’t buy individual stocks, your Betterment Portfolio can contain diversified and low-cost ETFs.
4) Webull
By all means, Robinhood is not the only entry on my list of best investment apps that offer commission-free trades – Webull operates the same way.
Novice investors should approach their future wealth management with this app in mind:
The extended trade hours are one of its unique features you’ll most likely appreciate a lot. Meanwhile, Webull’s robust options can turn into powerful financial instruments you want to have at your disposal.
I would extend my research on the app for educational purposes if I were you: investors should look for in-depth information about options trading and margin calls elsewhere.
5) Plum
Chances are, most people haven’t considered opening an investment account on Plum. Here is why they should reconsider:
Yes, Plum is a lesser-known personal finance app for saving and investing money. Regardless, this web platform and its mobile app deserve your undivided attention.
Those of you without unmatched risk tolerance skills should put Plum above anything else:
Your hard-earned cash will be well protected once you entrust it to the app!
6) Mintos

Do you want a cash-enhanced portfolio that won’t limit your investments to stocks and ETFs? Mintos might be the answer you’re looking for:
At this time, the Mintos app offers various options, including bonds, loans, Smart Cash, and real estate investments. What else do you need to know about this perfect example of modern investment apps?
Mintos has auto-invest features, advanced tools, and some of the lowest fees. That’s the only thing that should matter to passive investors looking for better returns.
Is Mintos the best trading app? There are different opinions on that, but what I can say is that its ease of use makes the app one of the most suitable investment options for beginners.
7) Acorns
Acorns is on everyone’s list of best investment apps, and that is the furthest thing from a surprise:
Its most popular feature is the Automatic Round-Ups. What does this mean?
Each time you shop and spend real money, Acorns will take your spare change and invest it on your behalf. That’s far from all this micro-investing app does:
There is so much educational content in the app that explains unfamiliar investing terms using real-time data, leaving financial advisors without anything to do!
8) Dodl
Dodl has gained some serious popularity in recent years, and that’s a good thing:
While Dodl might not be the best app to start building your investment portfolio, it can easily improve the current state of your bank account. How will that happen?
Nowadays, Dodl allows you to invest in financial products, and its list of stocks might surpass your expectations.
9) Crypto.com
Quite frankly, many consider Crypto.com to be the top platform for investing in crypto. Should you add your voice to that opinion?
I guess that’s up to you:
Crypto.com offers trading features and digital assets you can benefit from. For instance, you can secure a debit card with cashback rewards and access an extensive selection of cryptocurrencies.
Unfortunately, there are fees you must pay before you can take advantage of everything Crypto has to offer.
10) Fidelity Investments
Do you plan to commit to investment activities daily? Assuming some of you do, look no further than the Fidelity app:
Fidelity’s educational resources are in-depth, to say the least. Furthermore, the app is a good choice if you want cost-effective trading.
Don’t expect account minimums or fees. Instead, use Fidelity to diversify your investments (ETFs, fractional shares of stocks, and mutual funds).
11) Bitpanda
Bitpanda is one of the best investment apps for people living in Europe. Its user-friendly design is not the only reason to consider it:
The quick onboarding is one thing, but the SEPA deposits that will clear in a matter of minutes are another.
Investors can multiply their cash flow through stocks, ETFs, cryptocurrencies, and even precious metals. I should mention that active traders must handle slightly higher fees.
12) Public

Do you like the idea of taking small steps toward your financial goals? Then, Public might be the right investment app for you.
Public lets you start building your market-focused portfolio by making small investments first. But that’s not the best thing about it:
Its engaged community can help you manage time-sensitive trades in real time. Such assistance can be invaluable when you’re just starting in the stock market.
13) Revolut
I would guess that most people are already familiar with Revolut. Let me cover the platform for those who are not:
Revolut should be your top choice for an app that allows you to benefit from various financial institutions, such as banking and investing. The app provides a simple way to invest in stocks and ETFs.
To clarify, Revolut is a commission-free trading platform up to a certain monthly limit. Once you surpass that limit through additional trades, you’ll have to pay fees.
14) Charles Schwab
Currently owned by TD Ameritrade, Charles Schwab is undoubtedly one of the best investment apps for people who know what they are doing. However, beginners shouldn’t hesitate to download Schwab’s mobile app:
The app’s educational materials will blow your mind. On top of that, many analytical tools and a customizable trading software are yours for the taking.
Most investors rely on the app when trading commission-free stock. Hopefully, the learning curve will not discourage you from using this app!
15) SoFi Invest
SoFi members already know what I am about to say. Anyone who hasn’t become a SoFi Plus Member yet should pay some extra attention now:
SoFi is probably the best choice for self-directed trading and investing. After all, the platform has no trading fees or option trading fees. There are no account minimums either.
Unfortunately, SoFi can’t give you access to bonds or mutual funds, but I like the fact that there is no annual advisory fee for automated investing accounts.
16) eToro
Generally, any beginner investor should start on eToro:
eToro’s social trading features allow you to literally copy the most experienced investors and follow their lead to earn free cash. There is also commission-free stock and crypto trading, both of which deserve a mention.
Anyone who joins eToro should know that the platform requires a minimum deposit.
17) M1 Finance
Another perfect example of a passive investment app you should have at your disposal is M1 Finance. It might be hard to believe, but this application will do most of the heavy lifting on its own.
M1 Finance will grow your cash flow on autopilot. Its automatic features work better than expected.
On the downside, the app has a $3 monthly fee. Then again, such a fee won’t do much damage to your debit or credit card!
18) Wealthfront

Future self-directed investors should make their way to Wealthfront at some point.
This robo-advisor app is a great tool for automated portfolio management. But that’s not all:
Let me be the first to tell you that Wealthfront offers a cash management account with an annual percentage yield. Such an account provides much more than similar high-yield savings accounts.
19) Coinbase
I was debating for quite a while whether Coinbase should be on this list of best investment apps:
Considering Coinbase is all about cryptocurrency exchanges, maybe the app should not have made the cut. However, you can earn in more than one way through investing once you join Coinbase.
Coinbase has a user-friendly interface, many advanced tools, and some of the strongest security measures in place to protect your financial interests.
20) Trade Republic
Trade Republic allows for a low-cost way to begin investing. Don’t expect a minimum deposit requirement here:
In other words, even first-time and small investors can rely on Trade to explore the market without the help of stock brokers.
The easy-to-use interface and the lack of confusing features also deserve an honorable mention.
Alternative Investment Apps To Try
- Plus500: Plus500 allows you to earn by investing in forex, stocks, and cryptocurrencies.
- Tickmill: The speed of this app’s trade execution will surprise you!
- Merrill Edge: This platform focuses on online investing and stock trading.
- Trading 212: Download this app when you’re ready for commission-free trading on stocks and exchange-traded funds.
- Wealthify: Do you want an investment that is FDIC-insured? Wealthify is the place to be then.
- Freetrade: I suggest starting with a basic investment account; such Freetrade accounts don’t come with any fees.
- JP Morgan Personal Investing (Previously Nutmeg): Can you think of a better place to build your investment portfolio as a beginner?
- Ally Invest: That company is gaining popularity with online investors each day.
- Binance: Binance doesn’t need a formal introduction!
- Lightyear: European investors shouldn’t miss all the opportunities Lightyear provides.
Best Investment Apps FAQs
What Is The Most Trusted Investment App?
- Robinhood
- Bloom
- Acorns
- Wealthfront
- Betterment
- Webull
- Mintos
Do Investing Apps Really Work?
Yes, investing apps work better than you think if you take the time to learn how to use them.
Feel free to think of them as a tried-and-proven-to-work way to improve your current financial standing by buying and selling stocks, ETFs (Exchange-Traded Funds), and bonds from your mobile device.
Which App Is Safe To Invest Money?
First and foremost, the best investment apps are the legitimate investing applications that come with government protection. Not all apps operate that way, but some do:
Wealthfront, Fidelity, and Charles Schwab are widely considered the safest investment apps available to the general public nowadays. That’s due to a simple fact:
These apps are registered with the relevant financial authorities to ensure that your investments in cash and stocks are protected.
Which App Is Good For Investing For Beginners?
- Stash (provides enough learning opportunities and low entry points)
- Fidelity (the best place to do further research and choose an investment option)
- Public (should be your top pick when looking for a commission-free stock and trading options)
- Betterment (choose this app if you want automated investing and more control)
- Vanguard (the only platform to join if you want self-directed investing and automated portfolio management)
- Charles Schwab (don’t look for another investment app if you need a full-service brokerage)
- Robinhood (perfect for first-time investors)
How To Make $1,000 a Month Investing?
The best way to earn your first $1,000 as a beginner investor is through dividend stocks and ETFs.
Dividend stocks and ETFs offer a reliable income through regular payouts. These two options should be your top picks once you’re ready to enter the world of investing.
Of course, further research might be necessary:
I suggest learning as much as you can about the various investment opportunities available to newbies nowadays.
My Closing
What do you think of this list of the best investment apps?
Is there an entry you think should have made the cut? I bet there is:
New investment apps appear daily. Unfortunately, the ones you see above will have to do for now.
Are there any questions on this topic? Be my guest, and drop them in the comments section below.
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